Insurance is a necessity when you own a home, but do you know everything you should about how your homeowner's insurance works? Most people do not. Asking questions about your policy can help ensure when you need to make a claim, you know what to expect. The Texas...
Property Damage Insurance Claims
3 common reasons an insurance company may deny your claim
Insurance is a valuable source of security for homeowners. The indemnity may signify the difference between having to go into debt to pay for repairs or not. Because of this, a claim denial may result in stress and anxiety. As a consumer, you have certain rights under...
3 reasons to be wary of an initial insurance settlement offer
Whether your home or business has suffered property damage or you have experienced a severe personal injury, your insurance policy should be there to help you put the pieces of your life and livelihood back together. Unfortunately, as a for-profit business, an...
4 reasons home insurers deny property damage claims
When natural disasters strike, you may expect your home to sustain damage. What you may not expect, however, is for your insurer to deny your home insurance claim. Nonetheless, countless families have had this experience. If you have run into difficulty with your...
Why should I review my insurance policy?
When you make an insurance claim, it is possible to have the insurer tell you your policy does not cover your claim. You may wonder how this can happen. Most often it is because you never reviewed your policy to ensure you had proper coverage. In some cases, it could...
Winter Storm 2021 may be the costliest disaster in Texas history
The financial cost of the winter storm that left dozens dead and millions without power and water could exceed the $125 billion in damage caused by 2017’s Hurricane Harvey. Lawmakers and insurance analysts haven’t settled on an exact estimate, but all 254 Texas...
What to do after a homeowner’s insurance claim denial
When you pay for homeowner’s insurance, you may do so to help ensure that you have the money you need to cover damages if something unanticipated happens. Hailstorms, hurricanes and floods are among the hazards you face as a Texas and Gulf Coast homeowner. When your...
How should you handle disagreements about a claim settlement?
After your home sustains damage, you may expect your insurance company to offer you a settlement so that you can make repairs. Sometimes, though, the settlement may not be what you were expecting. When this happens, you may wonder how you should handle the situation. ...
The Aftermath of Hurricane Laura
The catastrophic damage from Laura, a Category 4 hurricane, devastated Texas and neighboring states. Predictions were tragically accurate. Those who did make it through unscathed are left picking up the pieces of their destroyed property and changed lives. Natives of...
Texas court ends unilateral insurance company appraisal policy
Insurance companies in Texas have long been known for being difficult when property damage claims are filed. The state proximity to the Gulf of Mexico means that inclement weather is common. The standard claim investigation policy for most companies has been to...