When you pay for homeowner’s insurance, you may do so to help ensure that you have the money you need to cover damages if something unanticipated happens. Hailstorms, hurricanes and floods are among the hazards you face as a Texas and Gulf Coast homeowner. When your...
Property Damage Insurance Claims
How should you handle disagreements about a claim settlement?
After your home sustains damage, you may expect your insurance company to offer you a settlement so that you can make repairs. Sometimes, though, the settlement may not be what you were expecting. When this happens, you may wonder how you should handle the situation. ...
The Aftermath of Hurricane Laura
The catastrophic damage from Laura, a Category 4 hurricane, devastated Texas and neighboring states. Predictions were tragically accurate. Those who did make it through unscathed are left picking up the pieces of their destroyed property and changed lives. Natives of...
Texas court ends unilateral insurance company appraisal policy
Insurance companies in Texas have long been known for being difficult when property damage claims are filed. The state proximity to the Gulf of Mexico means that inclement weather is common. The standard claim investigation policy for most companies has been to...
How to know if you have a bad faith insurance case in Texas
All Texas residents who purchase insurance expect the coverage to be honored when they need to file a claim, but the truth about insurance companies is that they are always focused on reducing claim values as much as possible when processing the submission. Insurance...
FAQ on property damage insurance claims for Texas natural disasters
In Texas, homeowners can face any number of natural disasters. Your property may suffer damage and hence you may need to file property damage insurance claims. To help with your insurance claim, here are some common property damage questions, answered by the Texas...
How to tell if an insurance company is acting in bad faith
Insurance companies in Texas and throughout the country are required to act in good faith when settling a claim. This is because they have more knowledge than the average policyholder as well as greater financial resources than the average policyholder. Let's take a...
Proving a bad-faith insurance claim in Texas
Whether you own a home, a business or both, you want to protect your investment. Because a fire, storm and other events can destroy your property, you have a comprehensive insurance policy. This policy is a legally binding contract that requires your insurer to pay...