In an ideal world, every insurance claim you submit for damages to your home is resolved instantly. Whether it’s a hurricane that ripped your roofing or hailstones that put cracks and holes in your siding, it would be nice if insurance carriers quickly responded to...
The Hodge Law Firm Legal Blog
The signs your home insurer is treating you unfairly
Your homeowners insurance policy has terms that hold your insurer responsible whenever your property takes damage. Granted, there are exclusions and limitations to what your insurer can cover, but the company must assess your claim regardless of whether it’ll pay....
When should I worry about a concussion after a collision?
Minor car crashes could cause stress and overwhelm drivers. Most of these incidents leave little to no damage depending on the circumstances. Still, these collisions could lead to injuries, including concussions. These mild head injuries happen when the brain bounces...
Proving a bad faith insurance claim after a Texas hurricane
Dealing with the aftermath of a devastating hurricane can be rough, especially when it comes to filing an insurance claim to recover your losses. In some cases, insurance companies may act in bad faith, denying or undervaluing valid claims, which can further compound...
Is an insurer acting in bad faith by insisting other coverage is available?
Insurance acts as a contract between a policyholder and the insurance carrier, where the carrier is obligated to reimburse the policyholder for losses suffered. Of course, policyholders must have the right policy if they expect compensation for their claims. For...
Can loss of consortium claims protect an injured seaman’s spouse?
When your seafaring partner is injured, everything changes. It can shake the strong foundation of your marriage. It can also leave you with emotional, physical and financial challenges. This is where the loss of consortium steps in. It is a legal path that protects...
The risk of heart injuries and failure following car collisions
Motor vehicle accidents often lead to immediately apparent injuries – it’s not unusual for victims to show cuts, puncture wounds, abrasions and fractures following a crash. But automobile accidents can also lead to internal body damage, such as heart injuries. Heart...
Is the cruise ship company responsible if I contract Legionnaires’ disease?
While the COVID-19 pandemic severely impacted the cruise ship industry for a few years, the sector appears ready for recovery. In its recent industry report, the Cruise Lines International Association (CLIA) found that 85% of travelers who have previously gone on a...
Windstorm insurance – does your business have it?
Florida may be known as America’s hurricane capital, but Texas also experiences its fair share of tropical storms. A total of 301 hurricanes have made landfall in the U.S. since 1851, and 64 have passed through Texas – a number only beaten by Florida’s whopping 120....
Why the insurance company might deny a commercial property claim
When you experience damage to your commercial property, either due to a natural disaster, vandalism or any other unfortunate event, filing a claim with your insurance company is the first step toward protecting your business and getting back on track. If your insurer...