Don’t Let Water Damage Sink Your Claim
When water invades your home or business, it can leave behind a trail of destruction that’s both emotionally devastating and financially crippling. As you survey the damage to your cherished possessions or vital business assets, the last thing you need is an insurance company that drags its feet or denies your rightful claim.
At The Hodge Law Firm, PLLC, we understand the stress and uncertainty you’re facing. From our location in Galveston, Texas, we’ve helped countless clients nationwide navigate the choppy waters of property damage insurance claims. With over 150 years of combined legal experience, our attorneys are ready to fight tirelessly for the compensation you deserve.
We Help You Overcome Mold Exclusions
Many insurance companies have started inserting “mold exclusions” into insurance policies. These exclusions are regularly written and applied in very misleading ways by the insurance company and their adjusters. While most insurance policies do not cover mold/fungus as a covered cause of loss most policies generally do provide coverage if your property was first impacted by a covered cause of loss such as a burst pipe, wind/hailstorm or roof leak. Any part of your house that has become wet because of a covered cause of loss needs to be properly documented and thoroughly and completely dried out, including removing all wet materials such as drywall, insulation, carpeting, floors and baseboards. Don’t fall for the misrepresentations and excuses from the insurance company that your policy doesn’t provide coverage for wet items because you have a “mold exclusion” under your policy. The Hodge Law Firm has a highly qualified team that documents the damages to effectively prove your claim.
From Drips To Disasters: How We Handle Your Claim
We work closely with our clients to build strong cases against insurance companies that attempt to minimize or deny water damage claims. Our attorneys are experienced in handling many different water-related incidents, including:
- Burst pipes
- Toilet backups
- Sewer damage
- Storm-related flooding
- Roof leaks
- Appliance malfunctions
Whether you’re a homeowner experiencing a flooded basement or a business owner facing extensive damage to your inventory, we’re here to help you pursue a positive outcome.
When Insurers Try To Leave You High And Dry
Insurance providers often employ various strategies to avoid paying out on water damage claims. Some of these tactics include:
- Arguing that the damage was preexisting
- Claiming that the policyholder failed to mitigate further damage
- Disputing the extent of the damage
- Offering lowball settlements
- Delaying the claims process unnecessarily
Our attorneys are familiar with these strategies and work diligently to counter them, ensuring that your claim receives fair consideration.
Why You Need An Attorney For Your Water Damage Claim
Dealing with water damage is stressful enough without having to battle your insurance company. Here’s why working with our firm can make a significant difference:
- We level the playing field: Insurance companies have teams of lawyers on their side. We ensure you have an equally strong representation.
- We understand policy language: Our attorneys can interpret complex insurance policies to identify all available coverage.
- We gather compelling evidence: We employ skilled investigative resources and techniques to build a strong case.
- We negotiate effectively: Our experience allows us to anticipate obstacles and negotiate from a position of strength.
- We’re prepared for litigation: If a fair settlement can’t be reached, we’re ready to take your case to court.
With these advantages, we strive to maximize your chances of a positive outcome and help you recover from your water damage loss more quickly and completely.
Fight For Your Damage Claim – Call Today
Don’t let water damage derail your life or business. If you’re struggling with a water damage insurance claim, we’re here to help. Contact The Hodge Law Firm today for a free consultation. Call us at 409-241-7246 or visit our online contact page to schedule your consultation.