The Texas Gulf Coast is second only to Florida in the numbers of hurricanes it’s endured. Now with the 2024 hurricane season (June 1 to November 30) underway, there is likely to be more that will follow Hurricane Beryl before the end of the year. Damage often involves...
Bad Faith Insurance
Maximize your insurance claim post-disaster
Texas holds the top spot in the U.S. for the frequency of natural disasters. After a natural disaster destroys your home, you might find yourself dealing with your insurance company to receive compensation for the damages. It is important to understand that you don’t...
What to do after an insurance denial for flood damage
Experiencing flood damage in your home is a distressing event, and dealing with insurance claims can add an additional layer of stress. In Texas, where floods can happen frequently depending on the area, homeowners often rely on their insurance to help cover the costs...
What does it mean to mitigate your damages in an insurance claim?
When you’re abruptly faced with unexpected damage to your home after a severe weather event or due to any other reason, filing a homeowners insurance claim is often the first step toward recovery – if you can get the financial support you need for your repairs....
What clauses should I watch for in my homeowner’s insurance?
Homeowner's insurance is a necessity to protect your investment. The Insurance Information Institute reported over $51 million in losses paid by property insurers. Still, many homeowners discover when filing a claim that their policies do not offer the coverage they...
When is an insurer taking too long to process a claim?
In an ideal world, every insurance claim you submit for damages to your home is resolved instantly. Whether it’s a hurricane that ripped your roofing or hailstones that put cracks and holes in your siding, it would be nice if insurance carriers quickly responded to...
The signs your home insurer is treating you unfairly
Your homeowners insurance policy has terms that hold your insurer responsible whenever your property takes damage. Granted, there are exclusions and limitations to what your insurer can cover, but the company must assess your claim regardless of whether it’ll pay....
What is bad faith insurance?
Perhaps your insurance provider has been twisting the language in your contract to avoid paying a claim. You could have also noticed that there are policy limitations that you did not know about when you purchased the policy, or the company could be asking for...