Natural disasters can disrupt businesses, causing financial losses. Knowing your rights is essential to receiving fair compensation for business interruptions. Learning how to navigate insurance claims and state regulations can help protect your business's financial...
Water damage can be a nightmare for property owners. It can destroy your home and belongings, leaving you with a hefty repair bill. The main question many people have at this point is: will insurance cover it? Common causes of water damage There are different types of...
When you live and work on Texas’ Gulf Coast, you understand the word “extreme.” Extreme weather, such as heat, storms and flooding, is typical for people in Galveston and its surrounding area. Any of these events can cause a power failure, which can damage electronics...
In an ideal world, every insurance claim you submit for damages to your home is resolved instantly. Whether it’s a hurricane that ripped your roofing or hailstones that put cracks and holes in your siding, it would be nice if insurance carriers quickly responded to...
Your homeowners insurance policy has terms that hold your insurer responsible whenever your property takes damage. Granted, there are exclusions and limitations to what your insurer can cover, but the company must assess your claim regardless of whether it’ll pay....
Dealing with the aftermath of a devastating hurricane can be rough, especially when it comes to filing an insurance claim to recover your losses. In some cases, insurance companies may act in bad faith, denying or undervaluing valid claims, which can further compound...
Insurance acts as a contract between a policyholder and the insurance carrier, where the carrier is obligated to reimburse the policyholder for losses suffered. Of course, policyholders must have the right policy if they expect compensation for their claims. For...
Florida may be known as America’s hurricane capital, but Texas also experiences its fair share of tropical storms. A total of 301 hurricanes have made landfall in the U.S. since 1851, and 64 have passed through Texas – a number only beaten by Florida’s whopping 120....
When you experience damage to your commercial property, either due to a natural disaster, vandalism or any other unfortunate event, filing a claim with your insurance company is the first step toward protecting your business and getting back on track. If your insurer...
Insurance protects individuals from unforeseen incidents. Fire burns down a home. A car accident decommissions a vehicle. Sickness triggers mounting hospital bills. Specific policies provide money to compensate for these scenarios. Unfortunately, some insurers act in...
