In an ideal world, every insurance claim you submit for damages to your home is resolved instantly. Whether it’s a hurricane that ripped your roofing or hailstones that put cracks and holes in your siding, it would be nice if insurance carriers quickly responded to...
Your homeowners insurance policy has terms that hold your insurer responsible whenever your property takes damage. Granted, there are exclusions and limitations to what your insurer can cover, but the company must assess your claim regardless of whether it’ll pay....
Dealing with the aftermath of a devastating hurricane can be rough, especially when it comes to filing an insurance claim to recover your losses. In some cases, insurance companies may act in bad faith, denying or undervaluing valid claims, which can further compound...
Insurance acts as a contract between a policyholder and the insurance carrier, where the carrier is obligated to reimburse the policyholder for losses suffered. Of course, policyholders must have the right policy if they expect compensation for their claims. For...
Florida may be known as America’s hurricane capital, but Texas also experiences its fair share of tropical storms. A total of 301 hurricanes have made landfall in the U.S. since 1851, and 64 have passed through Texas – a number only beaten by Florida’s whopping 120....
When you experience damage to your commercial property, either due to a natural disaster, vandalism or any other unfortunate event, filing a claim with your insurance company is the first step toward protecting your business and getting back on track. If your insurer...
Insurance protects individuals from unforeseen incidents. Fire burns down a home. A car accident decommissions a vehicle. Sickness triggers mounting hospital bills. Specific policies provide money to compensate for these scenarios. Unfortunately, some insurers act in...
There is no doubt that in the summer months, Texas can get incredibly hot. The combination of extreme heat and a lack of rain can lead to wildfires. These natural disasters pose a risk to forests and land but also to homes. And they can switch paths without warning,...
The responsibility of an insurance company is to negotiate and settle injury or property damage claims in good faith. When issues develop that require resolution in court, what is the difference between common law claims and statutory bad faith claims? Investigation...
Texas is not used to seeing winter storms, so when an ice storm hit in 2021, it took a toll on the state's energy grid. Blackouts were widespread, and people died as a result. Some people wonder if a blackout could occur again in the state. E&E News explains the...
