Author Archives: shodge@hodgefirm.com
Commercial Hail Damage Claims In Oklahoma
Severe weather is a regular challenge for businesses in Oklahoma. Each year, strong thunderstorms hit cities like Oklahoma City, Tulsa, Norman, Edmond, Lawton, Stillwater, and nearby areas. These storms often bring hail that can seriously damage commercial properties. For business owners, the effects of a hailstorm usually go beyond just fixing a roof or… Read More »
What If The Insurer Says Hail Damage Is Cosmetic Only?
Receiving a letter from your insurance company that calls your hail damage “cosmetic only” can be confusing and frustrating. Most property owners have never heard this term before making a storm damage claim. Dents, cracks, bruises, and visible damage often do not seem cosmetic to them. Still, insurance companies often use this label when… Read More »
What To Do After Hurricane Damage In Florida
Hurricanes are an unfortunate reality for Florida property owners. Every year, residents and businesses along both the Atlantic and Gulf Coasts prepare for the possibility of severe storms that can bring destructive winds, torrential rain, flying debris, and widespread property damage. Whether you live in Miami, Tampa, Fort Myers, Naples, Jacksonville, Orlando, Pensacola, Sarasota,… Read More »
Roof Hail Damage Claims: How Insurers Dispute Storm Damage
After a severe hailstorm, homeowners and commercial property owners often focus on their roofs. Hail can cause damage such as dents, cracks, missing granules, and other damage that might not show up right away. Many people expect hail damage claims to be simple, but roof claims are often some of the most disputed insurance… Read More »
What To Do After Hail Damage In Oklahoma
Hailstorms are common in Oklahoma. Each year, strong thunderstorms bring hail that can seriously damage homes, businesses, apartments, and commercial buildings. Even though many property owners expect hail season, dealing with the damage is still stressful. A bad hailstorm can damage roofs, break windows, dent siding, harm HVAC systems, and lead to costly repairs…. Read More »
Wind Damage Vs. Flood Damage In Hurricane Insurance Claims
After a hurricane, property owners often face major damage to their homes, businesses, and belongings. One key question is whether the damage came from wind, flooding, or both. This issue is often more complicated than it seems and is a common source of disputes in insurance claims. Insurance companies look at hurricane losses differently… Read More »
How Insurance Companies Dispute Hurricane Roof Damage
Your roof protects your home or business, but it is also one of the first parts to be damaged in a hurricane. Strong winds, flying debris, and heavy rain can ruin a roof in just a few hours. Many property owners find that fixing the roof is only part of the problem. The bigger… Read More »
Disputing An Insurance Adjuster’s Estimate After A Louisiana Hurricane
For many Louisiana property owners, the insurance adjuster’s estimate is a key part of hurricane recovery. However, it is often misunderstood. After a hurricane, homeowners and business owners may feel relieved to get an estimate from their insurance company, thinking it covers the full cost to restore their property. But once contractors start preparing… Read More »
Delayed, Denied, And Underpaid Hurricane Insurance Claims
A hurricane can disrupt every aspect of a person’s life in a matter of hours. Homes can become uninhabitable, businesses can be forced to close, and families can suddenly find themselves dealing with uncertainty about where they will live and how they will rebuild. Most property owners purchase insurance precisely for these situations. They… Read More »
Bad Faith Insurance Claims After A Hurricane
A hurricane can turn a property owner’s life upside down in an instant. Families might have to leave their homes, businesses can be forced to close, and costly repairs may be needed right away. In these tough times, insurance is meant to offer financial help and peace of mind. Policyholders pay premiums for years,… Read More »
