By law, your insurance company must act in good faith and deal fairly with you when you make a claim or when someone sues you for something your policy covers. Unfortunately, however, insurance companies sometimes fail to live up to this duty of care they owe their...
Month: December 2020
4 reasons home insurers deny property damage claims
When natural disasters strike, you may expect your home to sustain damage. What you may not expect, however, is for your insurer to deny your home insurance claim. Nonetheless, countless families have had this experience. If you have run into difficulty with your...
Why should I review my insurance policy?
When you make an insurance claim, it is possible to have the insurer tell you your policy does not cover your claim. You may wonder how this can happen. Most often it is because you never reviewed your policy to ensure you had proper coverage. In some cases, it could...
Winter Storm 2021 may be the costliest disaster in Texas history
The financial cost of the winter storm that left dozens dead and millions without power and water could exceed the $125 billion in damage caused by 2017’s Hurricane Harvey. Lawmakers and insurance analysts haven’t settled on an exact estimate, but all 254 Texas...
How should I handle disputes with my partner?
The relationship between you and your business partner is one where you need to maintain civility. It is essential you work together, have open communication and extend each other common courtesies. If you have a dispute, you need to learn how to work through it in a...
PTSD following a traffic crash
From physical injuries to financial hardships, you could struggle with multiple hardships in the wake of a car crash. Sadly, motor vehicle collisions often impact victims from a mental standpoint as well. The U.S. National Library of Medicine states that some people...
3 cruise-ship injuries
Passengers on cruise ships want to see the sights. They want to travel in style. They want many things, but nobody wants an injury. Most cruise line operators have strict safety regulations, and most captains run a tight ship. However, onboard accidents still often...
Wrong-way collision in Houston kills two
There is an inherent risk with traveling on Texas' roads and highways. The potential of an accident always exists, yet local motorists often accept these risks due to the assumption that the others that they share the road with likely take as much care in avoiding...
What to do after a homeowner’s insurance claim denial
When you pay for homeowner’s insurance, you may do so to help ensure that you have the money you need to cover damages if something unanticipated happens. Hailstorms, hurricanes and floods are among the hazards you face as a Texas and Gulf Coast homeowner. When your...
How can brain injuries damage your memory?
After suffering from a brain injury, you might find yourself dealing with surprising effects in the aftermath. For example, a traumatic brain injury (TBI) could alter your memory. Many victims suffer from some form of memory loss detrimental to the ease of daily...